We use cookies for analytics, advertising, your experience, and to improve our site. Its initial target market was college campuses, but it has since moved to retail chains and e-commerce platforms.

To be remunerated, Lydia charges a commission of 1.9% of the amount collected on each transaction from merchants who accept payments via the application. Although the Company may believe that its expectations are based on reasonable assumptions, the actual results that the Company may achieve may differ materially from any forward-looking statements, which reflect the opinions of the management of the Company only as of the date hereof. And if the name of its application is now well anchored in current language, the company wants to go far beyond the simple exchange of money between friends to become a so-called “meta-banking” application that allows to access and manage from a single interface all its accounts and various banking services. “Initially, Tink’s account aggregation and payment initiation services will be integrated into the application, with the following objectives: improve the way users connect their bank accounts to Lydia, manage transfer beneficiaries (retrieve beneficiaries from their banks, add new beneficiaries from Lydia), and initiate payments, all without leaving the application,” indicated Lydia. These forward-looking statements involve known and unknown risks as well as uncertainties, including those discussed in the following cautionary statements and elsewhere in this article and on this site. Lydia is a consumer payments system that enables users to make payments to one another via a mobile application. Tink, which allows banks and FinTech companies to enrich their financial services offer more quickly, has thus completed a $106.3 million (€90 million) financing round in January, which notably allowed it to acquire the Spanish company Eurobits Technologies, specialized in account aggregation. Please review our disclaimer for more information. First published in FRENCHWEB.FR, a third-party contributor translated and adapted the article from the original. She started her career as a product manager at a Silicon Valley startup but now enjoys a new life as a personal finance geek and writer. This field is for validation purposes and should be left unchanged. Would love your thoughts, please comment. By continuing to use our website, you accept and give your consent to our practices as described in the following: our revised. Business Money Promotions Ltd, Unit 14, Bowdens Business Centre, Hambridge, Somerset, TA10 0BP, United Kingdom, Business Money Promotions Ltd © 2020 All rights reserved |. With existing investors CNP Assurances, XAnge, and New Alpha also participating in the Series B, Lydia adds significantly to the more than $16 million (€13 million) the company raised in 2018. Key Executives : Cyril Chiche (CEO), Antoine Porte (CTO), Key Investors : Oddo & Cie, NewAlpha Asset Management. DISCLAIMER: This article was written by a third party contributor and does not reflect the opinion of Born2Invest, its management, staff or its associates. CrescItalia Lab reaches €41 million of disbursement to SMEs, Argentina has the third-largest fintech sector in Latin America, Docaposte buys the certification activity for individuals from DocuSign France, La perturbation numérique prend l’assaut du département de la Dordogne, Brazilian Fintechs show growing interest in blockchain technology, Moneyveo takes gold in the PaySpace Magazine Awards 2019. Lydia’s vision has evolved to become a financial super app that lets you control your bank accounts and access various financial services. At the beginning of 2018, the application also launched Lydia Premium, a paid offer (with no commission charged) that allows users to benefit from virtual cards for online payments and to have a Mastercard card that replaces all other bank cards. We use cookies to ensure that we give you the best experience on our website. To accelerate its development on a European scale, Lydia has just entered into a partnership with Tink to benefit from its open banking platform and thus add new financial services for its users. Additionally, please make sure to read these important disclosures.

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